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Terho has a son (b. 2012) and a daughter (b. 2014) with her husband, Teemu Terho.

Emma Laaksonen Terho played with the Buckeyes women's ice hockey team while attending The Ohio State University from the 2000 to 2004. In the 2001–02 season she was the first women's ice hockey player from Ohio State to earn the All-America honors as 2001-02 JOFA/American Hockey Coaches Association Second Team All-American and was a top-10 finalist for the Patty Kazmaier Memorial Award. On 11 October 2008, Laaksonen Terho became the first women's hockey player to have her No. 3 retired as a Buckeye. The retirement ceremony occurred prior to an Ohio State vs. Purdue University football game at Ohio Stadium, where Laaksonen Terho was recognized on the field at the 50-yard line. She was inducted into the Ohio State Athletics Hall of Fame on 25 September 2009.

In the 2007–08 season Terho played in Nizhny Novgorod, Russia with SKIF of the Russian Women's Hockey League (ЖХЛ). Three other Finnish players, forwards Kati Kovalainen, Karoliina Rantamäki, and Nora Tallus, also played for SKIF in that season. The team won the 2008 Women's Hockey League Russian Championship.

Terho returned to the Espoo Blues after the 2007-08 season in Russia. The 2008-09 season was very successful, both personally and for the team. Terho set a career high for assists with 32 and ended the regular season with an impressive 34 points in just 19 games.

Emma Terho holds a Bachelor of Business Administration in Finance from The Ohio State University (2004) and a Masters of Science in Economics from Aalto University (2013). She has built a successful banking career, which began while she was still an active ice hockey player. She was a fixed income trader for Pohjala Bank from 2006 until 2013, with the exception of an extended absence in 2007-08 while she played ice hockey in Russia with SKIF Nizhny Novgorod. Terho has served as a product manager for fixed income products at OP-Pohjola Financial Group since 2014.

Laaksonen is a five-time Olympian, serving as co-captain or captain in 2002, 2006, 2010 and 2014 as well as competing in seven world championships, serving as captain in 2008 and 2009. She played on the women's ice hockey team for Finland at the 1998 Winter Olympics, winning a bronze medal. She was the youngest woman on the team (16 years, 54 days).

Early in her career Terho became involved in the administrative aspect of athletics as a member of the Student Athlete Board during her junior and senior years at The Ohio State University (2002-2004). In 2006, after graduating and returning to Finland to play in the Naisten SM-sarja, Terho became a member of the Finnish Olympic Committee. In 2011 as part of the IIHF Ambassador and Mentor Program (AMP) she became an Athlete Ambassador to Kazakhstan with the directive to use her experience at Olympic Games, World Championships, and other high level women's hockey programs to help build the women's game in her designated country. As her playing career wound down, Terho ramped up her involvement in Finnish sports administration and she has become an influential and important player in that sphere.

In Finland she has played for Espoo Blues, where she has won the Finnish Championship eight times (1999, 2000, 2005, 2007, 2009, 2013, 2014 and 2015). With Espoo Blues she has finished third three times (1997, 1998 and 2006).

Emma Kristiina Terho, née Laaksonen, (born 17 December 1981) is a Finnish retired ice hockey defenseman who currently serves as an active member of the IOC Athletes' Commission and as general manager to Kiekko-Espoo of the Naisten Liiga. At the 1998 Winter Olympics in Nagano she became the youngest Winter Olympian to medal for Finland at the age of 16 years 54 days.